Our Attorneys Have Experience with No-Fault Insurance Laws

When you get into a car accident, your life changes. You could be out of work for weeks due to your injury and have to get your car repaired – or replaced.  Whether it’s only a “fender bender” with minor injuries or a more serious accident with major or life-threatening injuries, you will spend a great deal of time and money dealing with insurance companies. Not to mention the pain and suffering you will have from your injury (or injuries). Immediately after the accident, you will need to file an insurance claim (if necessary). An insurance claim and lawsuit are not the same. An insurance claim is filed first and can progress into a lawsuit.

Pennsylvania and New Jersey are no-fault auto insurance states. This means that you’ll make a claim with your insurance company regardless of fault. You can sue the other driver only if your claim meets the “serious injury threshold,” when your medical expenses exceed the amount your auto insurance company would pay.

At Saffren & Weinberg, we know auto insurance laws and can get your best settlement, usually without going to court. When the insurance company disputes your claim, and they will try to, we have the experience and experts (i.e. accident reconstruction) to provide proof of fault.