
Allentown ERISA Denial Letters: Spotting Procedural Violations
Turning an ERISA Denial Letter Into a Second Chance
An ERISA denial letter can feel like the end of the road. Your disability benefits or other employment-related benefits are cut off, and the letter is full of legal language that is hard to follow. In reality, that letter can be the start of a second chance if you know what to look for.
ERISA is the federal law that governs many...

Inside ERISA Disability Appeals for Bethlehem Workers on SSDI
Protecting Disability Benefits Under ERISA
If you live with a serious health condition, your income can feel fragile. Many people think Social Security disability (SSD) is enough, then find out the hard way that employer-sponsored long-term disability coverage follows a very different set of rules under ERISA.
ERISA, a federal law, governs most employer-sponsored long-term disability (LTD)...

Allentown ERISA LTD Benefit Reduction Notices: Key Rules and Record Building
Protecting Your Allentown LTD Benefits Before It’s Too Late
Long-term disability, or LTD, coverage is supposed to be a safety net when a serious medical condition keeps you from working full-time. For many workers in Allentown and across Pennsylvania and New Jersey, LTD benefits are governed by a federal law called ERISA. That law sets strict rules for how insurance companies handle claims,...

Allentown ERISA Disability Denial: Federal Court Options After Final Appeal
Protecting Your Disability Benefits After ERISA Denial
When your ERISA long-term disability claim reaches a “final appeal denied” status, it can feel like everything is over. The insurance company or plan administrator has said no for the last time under its own rules. Even so, this is often not the end of the road. For many people in Allentown and across Pennsylvania, the next step is a...

Lehigh Valley ERISA Disability Denials: Best Evidence for Appeals
Protecting Your ERISA Disability Claim From Day One
ERISA disability benefits are long-term or short-term disability benefits that come from an employer benefit plan, not from the government. For many workers in the Lehigh Valley, these benefits are the safety net that keeps a home, a car, and family needs covered when a serious health problem makes full-time work impossible. When a claim is...

Allentown ERISA Claim Denied After IME/Peer Review: Challenging Doctors
When an Insurance Doctor Threatens Your Disability Benefits
When you get long-term disability through your job, it usually falls under a federal law called ERISA. That means the insurance company controls a lot of what happens with your claim, from approving benefits to deciding if you stay on claim month after month. If you live or work in Allentown, or anywhere in Pennsylvania or New...

Protecting Your Rights in Allentown ERISA Disability Denials
Safeguarding Your ERISA Disability Rights in Allentown
When your health keeps you from working, disability benefits are often what keep your home, family, and future on track. Many workers in Allentown get short-term and long-term disability coverage through their jobs, and those plans are usually controlled by a federal law called ERISA. When a claim is denied, it can feel like the floor...

Unemployment Compensation Lawyers for COVID-19 in PA and NJ
Can I Get Unemployment Benefits if I Catch the Coronavirus?
Perhaps. If you are out of work because you have COVID-19 or you are home taking care of a loved one who has COVID-19, you may be eligible for PA or NJ unemployment benefits and/or benefits under the federal Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”).
In the alternative, if you caught the coronavirus at work,...

What are the 3 Most Common Mistakes in Social Security Disability Cases?
At Saffren and Weinberg, Marc Alan Weinberg, Attorney and Kenneth Scott Saffren, Attorney are partners. The firm’s tagline is “The People’s Voice In Court.” They make themselves available via phone at (215) 576-0100 or by email on the Saffren and Weinberg website. Saffren and Weinberg provides a no-charge, complimentary case review and answers questions for prospective clients.
Common...

How to Avoid Being Accused of Social Security Disability Fraud
When You Suffer From an “Invisible” Disability
Unfortunately, when many people think of a disability qualifying for Social Security Benefits, their mind immediately turns to someone with a physical ailment or medical condition that is visible to the world. However, a person’s disability isn’t always so plain to see.
For some, their disability is considered an “invisible” disorder such...
