WHAT EXACTLY IS WORKERS’ COMPENSATION?
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Workers’ Compensation Facts You Need to Know
What you don’t know certainly can hurt you, especially when you’ve been injured in a workplace accident. To protect yourself and your family, it is essential to be aware of your rights that exist under the Pennsylvania Workers’ Compensation Act:
- First and foremost, rest assured that the law was written to protect you and your loved ones. Furthermore, as a worker in Pennsylvania, as opposed to one in many other states, you have the added reassurance of knowing that your state has one of the fairest workers’ compensation programs in the nation, allowing for both lost wage and medical benefits to be sought for the work-related injury. Workers’ compensation Pennsylvania is a fair system, and the more you know about it, the better you will be.
- Next, be aware that the payment of medical benefits should be paid by your employer’s worker’s compensation insurance carrier.
The seasoned and dedicated workers’ compensation attorneys at Saffren and Weinberg are dedicated to achieving an authentic and fair repayment for a worker’s compensation claim for an injured worker. Every hardworking client of ours that suffers a workplace injury will enter into a sincere relationship with a professional lawyer whose goal is to compensate every deserving injured worker rightfully.
The Saffren and Weinberg Approach to Helping Injured Workers
Located in both Philadelphia and New Jersey, the highly experienced and well-educated legal team at Saffren and Weinberg will clearly explain all there is to know about worker’s compensation, breaking down your overwhelming personal injury situation and ensuring that our goal is to win your fair compensation.
We have extensive experience with the following types of workers’ compensation situations:
- Burns and/or scars
- Carpal tunnel
- Eye injuries
- Foot and ankle injuries
- Head injuries
- Hearing loss
- Heart attack or stroke
- Loss of limb
- Neck injuries
- Back Injuries
- Recurring trauma
- Pre-existing injuries
At the Law Offices at Saffren and Weinberg we are dedicated to helping injured workers receive fair and legitimate repayment for workers’ compensation. We are committed to building a person-person relationship of trust with you and will do everything in our power to get what is right for you.
Begin Today With a Consultation About Your Claim
You are being faced with a significant challenge, and we want to hear about your situation to help you determine the best course of action. The workers’ compensation cases that we handle are done so on a contingency basis, meaning that we do not get paid until you either start receiving benefits or choose to settle your case. We also ensure that the insurance company does not interfere with your benefits during the process. Please contact us at our Philadelphia office at (215) 309-9577, or our New Jersey office at (856) 424-4144, or email us to begin a relationship with an attorney who specializes in workers’ compensation.
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Get all the facts you need to understand the inner workings of Pennsylvania and New Jersey Workers’ Compensation Laws. Saffren & Weinberg is here to provide you a voice for justice. We want to help you get the compensation you deserve.
Common Workplace Injuries
Research reveals that, on average, at least 1.5 million workers’ compensation claims are made per year. Due to such a remarkable figure, attorneys who specialize in this legal area are exposed to all kinds of scenarios, which specially prepare them to handle your case.
Benefits Received from Workers’ Compensation
Most often, workers’ compensation supplies monetary value to the injured worker, in an unfixed amount, which is determined by the settlement claim. If the worker is severely injured or dies, the family will receive the monetary benefit rewards.
In addition to the general monetary compensation, the injured party is also entitled to compensation for medical expenses and lost earnings through insurance. Rehabilitation and lost time are other considerations for compensation, as well.
Workers’ Comp vs. Personal Injury: What’s the Difference?
What is worker’s compensation, and what is a personal injury? There is a slight, but essential difference between workers’ compensation and personal injury claims.
If the accident occurs at work, the personal injury claim requires evidence that the injury was the result of negligence on the part of a third party. If your co-worker or an employer committed the negligent act, those actions are protected from liability by the state’s worker’s compensation laws.
Third-party claims, or personal injury claims, enable you to seek restitution beyond compensation awarded through workers’ compensation, including awards for pain and suffering.
Workers’ compensation claims, however, do not require proof of fault. Even if the injuries you suffered were because of your error, you qualify for compensation, including lost income and coverage of medical benefits.
When Workers’ Compensation and Personal Injury Combine
Accidents involving machine malfunction, slip-and-fall, and motor vehicle accidents often result from the negligence of a third party. If you were injured at the hands of a third party, there is a good possibility that you have a separate personal injury claim to file, as well.
Steps to Submitting a Workers’ Compensation Claim
Time is of the essence, and that is a particularly true statement in the event of a worker’s compensation claim. When you are hurt on the job, it is imperative to report the incident to your employer immediately.
Though the situation can often feel unfamiliar, daunting, or stressful, rest assured that there are laws created to protect you, and to help you receive the compensation to which you are entitled. The following are the steps to filing a workers’ compensation claim:
An individual who has been injured at work should immediately notify a supervisor, or someone in a managerial position, to advise them of the situation.
The injured party should complete an incident report, and be sure to keep a copy for the home file and to share with a workers’ compensation attorney.
In Pennsylvania, a worker can take no longer than 120 days to report a claim. While waiting this long might be necessary due to injuries that take longer to recognize, the sooner the incident is reported, the better.
Be aware that workers need to be in attendance at the workplace or conducting a task during work hours during transportation, or else can be disqualified from receiving the benefits.
Employers are required by law to submit a report of the injury to the Bureau of Workers’ Compensation as soon as an employee is absent for a shift or workday.
The Importance of the Doctor’s Visit
Workplaces will ask injured employees to see a doctor for medical treatment for the injury. Bear in mind that the steps you take can affect your claim. (Be alert when provided a list of panel doctors by your employer. Read all documents carefully before signing anything, such as authorizations, releases, verification forms, and other such legal documents.)
A company-appointed doctor will be a well- trained medical professional, with experience evaluating such situations at the workplace, and determining an appropriate value of compensation following the results of the examination. It is crucial to go in-depth in your description of your injury, to allow the doctor to become as knowledgeable as possible about your situation.
Following the initial report and the medical visit, the employer has 21 days to lead an investigation of the claim. Within the same number of days, the employer or the employer’s insurance company must either deny the claim or make the initial payment.
Do Not Be Penalized for Missing a Step: Call Now
Seeking legal counsel early in the process from a workers’ compensation attorney like Ken Saffron is wise, indeed. Attorneys at Saffren and Weinberg offer initial consultations for no cost, so contact the office through the website, or call us in Jenkintown at (215) 309-9577.
Learn about how you may qualify for Workers’ Compensation if you have a back injury.
One of the most common work injuries that employees experience is carpal tunnel syndrome.
Strains and Sprains
Foot and ankle strains, sprains and injuries qualify for Workers’ Compensation in both PA and NJ.
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